Ever wondered what a special needs trust is and why your child with autism may need it? If so, read on. A special needs trust is primarily used so your loved one can have assets and resources available to them above and beyond the maximum allowable resource limit for Medicaid and SSI. The special needs

in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC

The COVID-19 pandemic has certainly caused hardships in many areas of society, and the disability community is no different. As with many other businesses, the shutdowns and social distancing have highlighted the financial razor’s edge many service providers live on. In a survey of 191 organizations conducted by ANCOR, a trade group representing disability service

in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC

The ABLE account is a state-run savings program for eligible people with disabilities in the United States. It continues to be an area many families have questions about, in terms of its set up and how to effectively use it. We have compiled multiple questions over the years regarding these accounts and we feel our

in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC

Retirement planning is an important area of an individual’s and a family’s life.  Proper planning will allow for a better life and one that is usually more enjoyable.  For most folks in the United States, retirement planning includes saving as much money as they can in their 401(k) and maximizing their monthly social security payment. 

in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC