Due to the fact that over 75% of adults with a disability live with their aging parents, and one million of those households in the United States are being managed by a parent over the age of 60, planning for the future needs to be discussed. The obstacles to planning for the future can be

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in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC

Financial planner Ryan Platt builds on his advice for parents confused about applying for Guardianship for young adults. In the last issue, I began answering questions about Guardianship. A guardian is someone who is legally responsible for the care of another person. As a parent of a child with a diagnosis, it means you stay

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in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC

If you have questions pertaining to guardianship, this article will guide you along. What is Guardianship? Guardianship needs to be considered in two scenarios: 1. When the parents die 2. While the parents are still alive First scenario: when the parents die Let’s consider the scenario of parents passing away when the child still needs

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in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC

An attempt to answer parents’ ongoing questions about government benefits for their children on the spectrum. “Government benefits” is such a broad term. These benefits can vary from individual to individual, but some tend to be universal for most individuals with an Intellectual and Developmental Disability.  Supplemental Security Income (SSI) and Medicaid are two such

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in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC

Q: My child is only 14 years old, but I already realize he will not be able to live with me forever. How do I plan for his future housing options? A: I commend you on thinking about where your child may live in the future. We still find that 70% of adults with intellectual

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in Financial Planning by Ryan Platt, MBA, ChFC, ChSNC